ACA Open Enrollment 2027: Key Dates & Subsidy Changes
Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on HealthCare.gov. Here are the deadlines, the subsidy rules and what changed this year.
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Health insurance news
Plain-English updates on ACA Marketplace rules, subsidies, small business coverage and Medicare timing, checked against the official sources.
How to Choose the Right ACA Health Insurance Plan for 2027
A step-by-step way to compare 2027 Marketplace plans: estimate your income, pick the right metal tier, check your doctors and drugs, and add up the full yearly cost.
Why Health Insurance Premiums Increased in 2026
Most Marketplace enrollees paid more in 2026 because the extra subsidies expired and insurers raised prices. Here's what happened, and what you can do about it for 2027.
Do Small Businesses Have to Offer Health Insurance? 2026 Rules
Only employers with 50 or more full-time employees face the federal requirement. Here's how the count works, the 2026 and 2027 penalties, and the options for smaller businesses.
The Medicare Enrollment Timeline: Every Deadline You Need
Medicare has several enrollment windows, and missing one can mean a lifelong penalty. Here's every deadline in order, from your first sign-up to the yearly plan changes.
Medicare Advantage vs. Medicare Supplement: How to Choose
Medicare Advantage and Medicare Supplement (Medigap) work very differently. Here's how each one works, what they cost, and the Florida rules that make timing so important.
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